“自动扣款服务”火上热搜，网友：这钱花得可太冤了！

摘要：“明明只开了一个月，怎么就变成年费会员了？”“说好的‘免费试用’，结果试用期一过忘记取消，直接被扣到2030年？！”

“明明只开了一个月，怎么就变成年费会员了？”“说好的‘免费试用’，结果试用期一过忘记取消，直接被扣到2030年？！”

这正是当代年轻人最常见的“破防”时刻之一——月初对账，赫然发现账单里又多了一笔莫名其妙的会员费。

In an age where subscription services have become a staple, a growing frustration is striking a nerve with consumers: unintended automatic payments.

Social media is awash with complaints from young users stunned to discover mysterious charges — like one user who found their one-month subscription had quietly morphed into an annual plan.

近期，“自动扣费”相关话题频频登上热搜，引发了广泛讨论。

话题一出，评论区立马沦为“大冤种受害者联盟”，没有最惨，只有更惨。

Posts containing the hashtag "Automatic Payments" have surged repeatedly on Chinese platforms, with comment sections turning into informal support groups for what netizens wryly call "The League of Unlucky Victims".

“大冤种受害者联盟”

有网友属于“健忘型”受害者，一时疏忽忘了关闭续费；

有的是被会员条款里的文字游戏绕晕，成了“文字游戏受害者”；

还有人稀里糊涂地就开了服务，结果账户每个月都在默默扣钱，直到某天无意中查账才发现。

看完这些经历，网友们纷纷感慨：“天下苦自动续费久矣！”

自动扣费：省心还是闹心？

自动扣费本身并非洪水猛兽。对商家来说，它能提高用户留存率，节省运营成本；对用户来说，也确实可以保证服务不中断，省去重复操作的麻烦。

Though automatic renewals aren't inherently predatory — businesses gain steady revenue and users benefit from seamless access — the system often punishes casual users the most. Many sign up for short-term trials, only to be hit with recurring charges for services they've long since stopped using.

不过，也确实有不少人因为一不留神忘了取消，结果一直被扣费，尤其是那些不怎么使用的功能和服务，这就有些浪费了。

另外，绑定长期支付方式还有可能增加信息泄露或盗刷风险。

Beyond the wasted money, critics warn of deeper concerns, such as prolonged exposure of payment credentials, which could heighten the risk of data breaches and unauthorized transactions.

别慌，这里有一份超实用的微信和支付宝自动扣款关闭指南，手把手教你夺回“钱包主权”！

自动扣费关闭大法

▌微信

打开微信，点击右下角的“我”，然后选择“服务”，进入“钱包”，点击右下角的“支付设置”，按需要选择“自动续费”或“免密支付”的项目，点击相应项目下的“关闭扣费服务”并确认即可。